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Education

Verified

Eliminate Parent PLUS loans

Project 2025 proposes ending new Parent PLUS lending. Public Law 119-21 instead imposes new annual and aggregate Parent PLUS borrowing limits beginning July 1, 2026.

Project 2025 said

Eliminate Grad PLUS loans (for graduate students) and Parent PLUS loans (for parents of undergraduates).
Chapter
11 · Department of Education
Author
Lindsey M. Burke
Department
U.S. Department of Education
Printed page
354
PDF page
386
Last verified
August 16, 2026
Open Project 2025 — Chapter 11, printed page 354PDF viewer page 386

Verified against the canonical Heritage Foundation PDF: printed page 354, PDF viewer page 386.

Compared with

Government did

Match: Partial Alignment

Public Law 119-21

The budget reconciliation law changed specified clean-energy tax provisions, Medicaid rules, and federal student-aid and repayment provisions, among many other subjects.

P.L. 119-21 student-loan provisions

Parent PLUS annual and aggregate borrowing limits

Public Law 119-21 retained Parent PLUS while imposing new annual and aggregate borrowing limits for loans generally made on or after July 1, 2026.

Action type
Federal Statute
Identifier
Public Law 119-21
Current status
Effective
In effect
Yes
Last verified
August 16, 2026

Why this match

Public Law 119-21 imposes Parent PLUS borrowing limits but does not eliminate the program, so it partially aligns with the Project 2025 recommendation.

How this can change

Reversibility: Difficult

Congressional Repeal Or Amendment

Changing or removing the statutory Parent PLUS borrowing limits generally requires Congress to amend the law and presidential signature or a veto override. The Education Department administers implementation and courts may review legal claims.

Authority: Congress · President · Agency · Courts

Legislative votes

Senate roll call 372

119th Congress · July 1, 2025 · Passed 51–50, with the Vice President voting yea

On Passage of H.R. 1, as amended

House roll call 190

119th Congress · July 3, 2025 · Passed 218–214

On motion that the House concur in the Senate amendment to H.R. 1

Show me the receipts

6 public source receipts