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Education

Verified

Eliminate Grad PLUS loans

Project 2025 specifically recommends eliminating Grad PLUS loans; its Parent PLUS recommendation is separate from this comparison.

Project 2025 said

Eliminate Grad PLUS loans (for graduate students) and Parent PLUS loans (for parents of undergraduates).
Chapter
11 · Department of Education
Author
Lindsey M. Burke
Department
U.S. Department of Education
Printed page
355
PDF page
387
Last verified
August 16, 2026
Open Project 2025 — Chapter 11, printed page 355PDF viewer page 387

Heritage full-PDF viewer index verified against the 32-page front-matter offset.

Compared with

Government did

Match: Direct Match

Public Law 119-21

The budget reconciliation law changed specified clean-energy tax provisions, Medicaid rules, and federal student-aid and repayment provisions, among many other subjects.

Section 81001

Termination of new Grad PLUS loan authority

Section 81001 ends eligibility for new Federal Direct PLUS loans for graduate and professional periods of instruction beginning on or after July 1, 2026, subject to statutory transition provisions.

Action type
Federal Statute
Identifier
Public Law 119-21
Current status
Effective
In effect
Yes
Last verified
August 16, 2026

Why this match

Project 2025 specifically recommends eliminating Grad PLUS loans; Section 81001 ends new graduate and professional Direct PLUS eligibility beginning July 1, 2026, subject to transition provisions.

How this can change

Reversibility: Difficult

Congressional Repeal Or Amendment

Restoring statutory Grad PLUS authority generally requires Congress to amend the law, followed by presidential signature or a veto override. The Education Department implements transition rules; courts can review legal claims.

Authority: Congress · President · Agency · Courts

Legislative votes

Senate roll call 372

119th Congress · July 1, 2025 · Passed 51–50, with the Vice President voting yea

On Passage of H.R. 1, as amended

House roll call 190

119th Congress · July 3, 2025 · Passed 218–214

On motion that the House concur in the Senate amendment to H.R. 1

Show me the receipts

7 public source receipts